Our Home Loan Products:

Advantage Rate Loan
A fully featured variable rate loan that lets you access one of the lowest variable interest rates available.

All-In-One Home Loan
A line of credit loan with convenient All-In-One banking to simplify managing your finances, includes the amazing Nil Interest VISA card (NIVA).

Equity Loan
An ideal loan if you want to convert existing equity into funds to use for other purposes, such as share investments, other properties or renovations.

Fixed Rate Loans
Competitive fixed rate loans that allow additional repayments.

100%Variable Loan
A fully featured variable rate loan for home buyers who require 100% finance.

Construction Loan
A very flexible construction loan that is automatically converted to any other loan product with not requirement for progress inspections.

Lo-Doc & Lo-Doc All-In-One
Competitive fully featured Lo-Doc loans available for both self-employed and PAYG applicants with no income verification required.

Our Product Features Include:

• No electronic transaction fees.


• Flexible repayment options.


• Additional repayments can be made at any time.


• Unlimited free redraw – so you can access additional repayments at any time.


• Have your salary credited directly to your home loan.


• Split your loan into more accounts or combine with a number of our other home loan products.


• Link your home loan to any other account.


• Internet & Telephone banking, including BPAY.


• Cheque and Nil Interest VISA facility (All-in-One loan only).


• Terms of 10 to 30 years or an evergreen facility with our All-In-One and Equity loans.


• Minimum loan amount of $50,000 ($25,000 for each loan account when splitting or combining)